Do you have the insurance coverage to recover from a flood?

3/3/2018 (Permalink)

Don't leave your home unfinished because you don't have enough insurance coverage.

Flooding still remains the most costly natural hazard disaster in the United States. But did you know that flood losses are not typically covered under renter and homeowner insurance policies? Additionally, backup coverage in homes is typically limited. If you were trying to reduce your overall expenses, did you eliminate water backup coverage or reduce the overall coverage to save you a few dollars each month?

Do you have the coverage necessary to get yourself back "Like it Never Even Happened?" The cost of recovering from a sewage backup in your home can easily wipe out all of your savings and still leave you with a basement that you cannot use.

Contact your agent and discuss your coverage BEFORE the event occurs. Believe me, you WILL be very happy you did!